Transactions displayed as pending indicate that either a hold has been placed on funds to cover the cost of your purchase (e.g. debit card authorizations) or on a deposit, such as a check or an ACH deposit. Holds on funds usually expire within three to five days. There is a possibility that the hold will expire before the transaction posts to your account. Note: Deposits on hold will not reflect in your available balance until those deposits have been made available for you to use.