The Savings Builder^SM is a blended rate account which pays a different dividend rate on the amount of funds in each tier. Each dividend rate will apply only to the portion of the account balance within each balance range tier and not the entire account balance.

For example, if you had a daily balance of $10,000 in your Savings Builder^SM account, you would earn the Tier 1 rate on the first $999.99, the Tier 2 rate on dollars $1,000 through $1,999.99, and the Tier 3 rate on dollars $2,000 through $10,000. The Annual Percentage Yield (APY) range for Tier 3 assumes a daily balance of $10,000. A higher daily balance will result in a lower APY being earned. Limit one Savings Builder^SM account per account. Youth accounts, business accounts, Individual Retirement Accounts, and Health Savings Accounts are not eligible for a Savings Builder^SM account.