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Routing Number: 272479663
 Swift Code: MSUCUS44
 

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First Car, First Steps
OU Credit Union is here to help you to buy your first car.
Buying your first car is exciting! From setting your budget to getting preapproved, OU Credit Union is here to help.
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How OU Credit Union Can Help
Buying your first car is a big daunting step but you don't have to figure it out alone. OU Credit Union can help you each step along the way from estimating your monthly payment and getting preapproved to finding a loan that fits your budget. Want to know what to expect? Our full guide walks you through choosing a car, inspecting it, and making it official.

For a more in-depth look at first-time car buying, visit our blog.
How OU Credit Union Can Help
Buying your first car is a big daunting step but you don't have to figure it out alone. OU Credit Union can help you each step along the way from estimating your monthly payment and getting preapproved to finding a loan that fits your budget. Want to know what to expect? Our full guide walks you through choosing a car, inspecting it, and making it official.

For a more in-depth look at first-time car buying, visit our blog.
Estimate Your Monthly Payments
Payment Example1

Loan amount: $10,000
Term: 60 months
Rate: 6.54% APR2
Estimated monthly payment: $195.89

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Estimate Your Monthly Payments
Payment Example1

Loan amount: $10,000
Term: 60 months
Rate: 6.54% APR2
Estimated monthly payment: $195.89
Get Preapproved
OU Credit Union offers auto loan rates as low as 5.74% APR for a 36-month term, with loan terms up to 84 months.3

Apply Today!

Have Questions?
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1The monthly payment per $1,000 borrowed at 6.54% APR for a term of 60 months would require 60 monthly payments of $19.59 based on 30 days to first payment.

2APR is annual percentage rate and is stated for qualified members having high credit scores.

3Rate of 5.74% APR is for a 36-month term and is valid as of 10/16/26. Actual rates may be higher and will be determined by member's credit score. Credit is subject to approval. All loans subject to credit approval. Rates, terms, and eligibility vary and are based on creditworthiness and other factors. Rates and terms are subject to change without notice. Rates shown as of 10/20/26. This page is for general educational purposes and is not financial advice.
So far in 2026, we've saved our members $3,606,006 in loan interest by refinancing their high-rate loans from other institutions to OU Credit Union.
Learn how we're helping members save
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Routing Number: 272479663
Swift Code: MSUCUS44

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-766-6828 for assistance.  All products and services available on this website are available at all OU Credit Union full-service locations.

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