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Routing Number: 272479663 Swift Code: MSUCUS44
 
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OU Credit Union startUp Loan
The startUp Loan is for entrepreneurs looking to start or grow their Michigan based business. Whether you're looking to finance the purchase of equipment, a buildout of existing space, or expand your marketing, the MSUFCU startUP loan, and our experienced Commercial Team can help you jump-start your new business.

• Short term draw down lines-of-credit and fixed term loan options
• Specialized product for Michigan Businesses, operating less than 2 years.
• Requires thorough business plan and financial projections to support proposal for financing
• Resources available in partnership with the Small Business Development Center (SBDC) of Michigan.

Apply by clicking the Apply Now button to download our startUp Loan Application.

Questions? Contact our Commercial Team directly by phone at 517-333-2424 ext. 2365.
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What can I use my StartUp Loan for?
Whether you're looking to finance the purchase of equipment, a buildout of existing space, or expand your marketing, the MSUFCU StartUp loan, and our experienced Commercial Team can help you jump-start your new business
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What will my payments be?
Payments will be based on the amount of financing offered and term. Our Commercial Team can help you determine the loan amount and payment that best fits your needs.
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Do you offer preapprovals on a business loan?
We do not offer pre-approvals on certain business loans, including real estate. If requested, a term sheet can offer you the terms, rates, and conditions of a loan based on your specific request. These terms are subject to change and are not guaranteed, most often conditional on underwriting.
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Can I apply online for a business loan?
Existing business members with an active account in good standing can apply online via ComputerLine. Login to your account, and select "Apply for a Loan" icon in the top menu.

Non-Members are invited to apply for a business account if they would like to apply for a loan online, however, providing a business account application and business loan application at once will allow a lender to begin that process sooner.

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Once a loan is approved, how long does it take to receive funds?
This varies depending on many conditions of the loan.
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MSUFCU employees, board members, and their families are not eligible to apply for the startUP loan.

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