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Routing Number: 272479663 Swift Code: MSUCUS44
 
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What costs should I anticipate for a mortgage refinance?
The cost of refinancing a mortgage should be considered along with the potential benefits. The cost will depend on various factors including the loan amount, property location, title company fees, the need for a valuation report, private mortgage insurance, and if you escrow property taxes and/or homeowner's insurance.

Homeowners can refinance to lower their loan term and/or interest rate, or in some cases to take cash out using the equity in their home. Taking cash out, or extending the loan term, can result in additional interest expense and taking longer to repay the loan, which should be considered in any refinance decision. The closing costs of a refinance can often be rolled into the new loan, or can be paid out of pocket depending on your preference.

To learn more about refinance options please call our Mortgage Department at 517-333-2424.
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