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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Financial Freedom with OU Credit Union Visa Cards

as low as
9.90% APR
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Platinum Visa
as low as
9.90% APR
 
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Platinum Visa Credit Card

Balance Transfers
Move your high-rate balances to your low-rate OU Credit Union Visa Credit Card and save money while making one low monthly payment.

Plus, you never pay a balance transfer fee, helping to save you even more money when consolidating your credit card payments.

Contact us and we can transfer your balances electronically, issue cashier's checks to transfer your balances, or issue you blank checks that you can complete and send to your other creditors.


Cardmember Agreements
Get FilePlatinum Visa Credit Card Agreement and Truth-in-Lending Disclosure Get FileAccount Agreement and Disclosure
Get FileAuto Rental Collision Damage Waiver Get FileMulti-Featured Loan Agreement
Get FileDocuSign Disclosure Get FileUSA Patriot Act
Get FileVisa Gift Card Disclosure
Get FileReloadable Visa Debit Card Disclosure Get FileMerchant Surcharge Fees
Get FileVisa Periodic Disclosure %filelink:msuaffinityagree% Get FileRoadside Dispatch Disclosure

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

Loss of Introductory APR: We may end your introductory APR and apply the Penalty APR if your account becomes delinquent 60 days.

Annual Percentage Rate (APR) of 0% is valid for the first 6 months from the date the Visa Credit Card account is opened and applies only to balance transfers from another financial institution's credit card. After 6 months, rate will revert to your standard rate, between 9.9% and 17.9%. Accounts 60 days late revert to the penalty rate of 17.9%. Introductory APR does not apply to purchases, cash advances, or delinquent loans.

9.9% APR is lowest rate offered for Platinum Visa Credit Card. Rate offered is based on member's credit score.

Balance Transfer Offer Details
1 Annual Percentage Rate (APR) of 0% is valid for the first 6 months from the date the Visa Credit Card account is opened and applies only to balance transfers from another financial institution's credit card. After 6 months, rate will revert to your standard rate, between 9.9% and 17.9%. Accounts 60 days late revert to the penalty rate of 17.9%. Introductory APR does not apply to purchases, cash advances, or delinquent loans.
Reviews
4.85 stars out of 5
3108 Member Reviews
5 stars out of 5
(2918)
4 stars out of 5
(78)
3 stars out of 5
(27)
2 stars out of 5
(18)
1 stars out of 5
(67)
Rate this Product
Credit Card
2 stars out of 5
What do you want me to say? Credit is a scam. Unless you make racks of course.
Best bank ive ever worked with
5 stars out of 5
I went to apply for an auto loan and ended up getting a check my checking account savings account and this credit card with better rates than any of my other cards or any other auto loan offers the APR percentage was great and they offered a six month spell transfer which allowed me to transfer all my data from other credit cards onto this card to pay them off quickly without having the interest. This is seriously the best Bank I've ever worked with and where did Highly advised you check them out
MSU VISA
5 stars out of 5
I would recommend MSUFCU to friends and family. Everyone is curtious and very helpful when I have a question. There fraud protection has worked for me saving me not only money but time and aggravation.
My card
5 stars out of 5
Loving everything about this card
5 stars out of 5
Best Visa card