International Students

A spending or checking account in the U.S. enables you to have a place where you can deposit money that you receive -- like financial aid and money from home. It also enables you to spend money by using a debit card, going online to pay bills, or to make purchases.

There's no monthly fee and no minimum balance with a Totally Gold Spending (Checking) account at OU Credit Union. Plus, unlike other financial institution's accounts, our Totally Gold Spending (Checking) account remains free and easy to use, even after graduation.

Ready to open a new account? Here's what you'll need:
• Passport
• Student ID card (if available)
• Completed W-8 BEN tax form, available here
• Funds you wish to deposit

Get started online today!

When you need to send or receive funds within the U.S. or abroad, look to OU Credit Union. We offer wire transfer services to domestic and international financial institutions that are fast, easy, and secure.

Looking to initiate a wire? Requests can be made at any OU Credit Union branch, by calling at 517-333-2424, or by sending a request through the eMessage Center. Please note that additional verbal and written confirmation may be required for wire request. There is a $25 fee for sending domestic wires and a $50 fee for sending international wires.

Click here to view the domestic wire form.
Click here to view the international wire form.

OU Credit Union provides a wide range of services to non-English speaking members, including:

• Multilingual employees who can help members in 19 languages.
• A Spanish pilot staffed with multiple employees to assist via phone, as well as Spanish-speaking employees available at some branches and in our eServices department.

We are also working on a project to expand our bilingual services to include:

• Services in over 150+ languages
• Account documents translated in to various languages
• Website available in multiple languages
• Video chat available for American Sign Language (ASL)