Oakland University Credit Union

Share OU Credit Union With Friends and Earn up to $500 a Year!

Your Grizzly community has your back – and your coffee fund. When you bank with OU Credit Union, you can earn $25¹ by referring friends or joining through a friend's referral. We call it the Grizzly way – because great friends share great rewards.

Already a member?
• Sign in to ComputerLine and select the "Member Referral" icon in the menu bar.
• Share your code via text, Snapchat, group chat, whatever works.
• Emphasize that joining OU Credit Union means more than another account – it's a community that helps Spartans succeed, save, and grow.

Not a member?
• Find a friend who's an OU Credit Union member and ask them for their "Member Referral Code."
• Ensure you use the referral code in your OU Credit Union account application – online or in person!
• Open your account and complete 10 debit card transactions.

Cha Ching!
When the new member completes 10 transactions, you'll both score $25. You can earn up to $500 a year (and again next year, too!).

Refer or Join Now

Who is OU Credit Union?

We're the only financial institution on OU's campus! As a credit union, we offer money-saving products and services to more than 357,000 members.

Build Your Credit History

Our Platinum Plus VISA Credit Card has great features for students, like 1% cash back on all purchases, plus students benefit from our lowest rates.

OU Parents

We're here for your Grizzly as they navigate college life, with products and services designed just for them -- and you.

Fin 4.0

Check out our Financial 4.0 app and website for tools to boost your financial skills and set you up for lifelong success.

Events

We're big on community. See our calendar of events for financial education, fun events, entertainment, and other activities in your community.

Registered Student Organization (RSO) Information

Need help with your student organization's finances? Open an RSO account for access to everything your group needs to stay on solid financial ground.

Grizzlies Don't Do Basic

Show off your style with student-only overlay stickers for Visa Debit and Credit Cards. Stop by one of the following branches to get yours today: Headquarters, MSU Union, East Lansing, Farm Lane, Oakland Center, or Auburn Hills Branch and Regional Office.

Frequently Asked Questions

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My student has an account at my financial institution at home. Why should they open an OU Credit Union account?

OU Credit Union is convenient. We make it easy for your student to access their account at school and away. Our commitment to helping students succeed during college and beyond includes financial education sessions in their campus neighborhoods and knowledgeable staff that are here to help. Students also receive OU Credit Union's lowest loan and credit card rates, even if they don't have credit established.

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I am a student and currently have an account with OU Credit Union. Do I have to close my account when I graduate?

No. Once you are a member, you are always a member.

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Member Referral Fine Print:
1 Each referred member must be age 18 or older to qualify. New member will need to qualify for membership, cannot be an existing member, or have closed their account in the last 6 months. New member must open checking account, activate his/her debit card within 30 days of account opening, and make 10 debit card purchase transactions within 30 days of card activation for new and referring member to receive $25. Referring member's account must be in good standing. Up to $500 can be earned in referral rewards per calendar year. Members will each receive $25 into their Spartan Saver accounts within 4 to 6 weeks of meeting qualifications. MSUFCU reserves the right to revoke referral program privileges at any time. Institutional referrals do not qualify. Not valid with any other new account specials. Referred member must present referral information at account opening to qualify. Bonus may be taxable and reported as dividends on an IRS Form.

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