Member Referral Fine Print:
1 Each referred member must be age 18 or older to qualify. New member will need to qualify for membership, cannot be an existing member, or have closed their account in the last 6 months. New member must open checking account, activate his/her debit card within 30 days of account opening, and make 10 debit card purchase transactions within 30 days of card activation for new and referring member to receive $25. Referring member's account must be in good standing. Up to $500 can be earned in referral rewards per calendar year. Members will each receive $25 into their Spartan Saver accounts within 4 to 6 weeks of meeting qualifications. MSUFCU reserves the right to revoke referral program privileges at any time. Institutional referrals do not qualify. Not valid with any other new account specials. Referred member must present referral information at account opening to qualify. Bonus may be taxable and reported as dividends on an IRS Form.

Tap into the Tournament Fine Print
The Tap Into the Tournament Sweepstakes begins at 12:01 A.M. ET 3/6/26 and ends at 11:59 P.M. ET 3/31/26. To enter, make a purchase transaction on your OU Credit Union Visa Debit or Credit Card. Every purchase transaction is one (1) entry. Unlimited entries accepted. Valid for active Michigan State Students only. Entries will be accepted weekly throughout March. Weekly entry periods close at 11:59 PM ET on March 15, March 22, March 29, and April 5, 2026. Five (5) winners will be randomly selected from eligible entries received during each weekly period, with drawings conducted on March 16, March 23, March 30, April 8, 2026. Each selected winner will receive $25 deposited into their Spartan Saver account. One (1) Grand Prize winner will be selected from entries received, with the winner receiving $500 deposited into their Spartan Saver account. Chances of winning are based on the number of entries received. Weekly winners will be randomly selected throughout the promotion period. The Grand Prize winner will be randomly selected by 4/14/26 by MSU Federal Credit Union (Credit Union), whose decision is final. Winners account must be in good standing. Winners will be notified by email or phone and have five (5) business days to respond. Failure to respond within five (5) business days will result in the selection of a new winner. Winners must sign a release and consent form to receive prize. The Credit Union provides no warranty relative to prize. Prize may not be substituted or transferred except at the discretion of the Credit Union. Winner is responsible for applicable taxes and costs related to use of prize. Employees, Board members, and Supervisory Committee members of the Credit Union and affiliated CUSOs, and any promotion sponsors, are not eligible. You may also enter by sending a 3-inch by 5-inch card with "Tap Into the Tournament Sweepstakes" and your name, address, phone number, and email address to: OU Credit Union, ATTN: Marketing, Tap Into the Tournament, 3777 West Rd., East Lansing, MI 48826. A winners list will be available at https://www.msufcu.org/winners. For full promotion details, visit https://www.msufcu.org/tapintothetournament.