Oakland University Credit Union

Already a member?
• Sign in to ComputerLine and select the "Member Referral" icon in the menu bar.
• Share your code via text, Snapchat, group chat, whatever works.
• Emphasize that joining OU Credit Union means more than another account – it's a community that helps Spartans succeed, save, and grow.

Not a member?
• Find a friend who's an OU Credit Union member and ask them for their "Member Referral Code."
• Ensure you use the referral code in your OU Credit Union account application – online or in person!
• Open your account and complete 10 debit card transactions.

Cha Ching!
When the new member completes 10 transactions, you'll both score $25. You can earn up to $500 a year (and again next year, too!).

Refer or Join Now

Who is OU Credit Union?

We're the only financial institution on OU's campus! As a credit union, we offer money-saving products and services to more than 357,000 members.

Build Your Credit History

Our Platinum Plus VISA Credit Card has great features for students, like 1% cash back on all purchases, plus students benefit from our lowest rates.

OU Parents

We're here for your Grizzly as they navigate college life, with products and services designed just for them -- and you.

Fin 4.0

Check out our Financial 4.0 app and website for tools to boost your financial skills and set you up for lifelong success.

Events

We're big on community. See our calendar of events for financial education, fun events, entertainment, and other activities in your community.

Registered Student Organization (RSO) Information

Need help with your student organization's finances? Open an RSO account for access to everything your group needs to stay on solid financial ground.

Frequently Asked Questions

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My student has an account at my financial institution at home. Why should they open an OU Credit Union account?

OU Credit Union is convenient. We make it easy for your student to access their account at school and away. Our commitment to helping students succeed during college and beyond includes financial education sessions in their campus neighborhoods and knowledgeable staff that are here to help. Students also receive OU Credit Union's lowest loan and credit card rates, even if they don't have credit established.

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I am a student and currently have an account with OU Credit Union. Do I have to close my account when I graduate?

No. Once you are a member, you are always a member.

View All FAQs

1 Current Michigan State University (MSU) students who are enrolled in the 2026-2027 academic year and open a Michigan State University Federal Credit Union (MSUFCU) checking account with a Visa® Debit Card between 6/1/26 and 10/31/26 and complete at least 10 qualifying debit card purchase transactions within 30 days of account opening will receive a $50 bonus deposited into their Spartan Saver account. Not valid for members with current or previously closed checking accounts. This offer cannot be combined with other checking account offers. Qualifying purchase transactions include point-of-sale purchases using a physical debit card or a digital wallet linked to the debit card. ATM transactions, transfers, refunds, credits, and person-to-person (P2P) payments are not eligible. Transactions must post to the account within 30 days of account opening to qualify. The $50 bonus will be deposited into the member's Spartan Saver account within 4 weeks after the qualifying 10th debit card purchase transaction is completed. Bonus may be taxable and reported on an IRS Form 1099-INT or 1099-MISC.